Personal Checking Accounts

Every new personal checking account includes:  Free Debit Card, Free Online Banking, Free Bill Pay, Free Mobile Banking with Mobile Deposit, Free Estatements, Free thank you gift and we will buy back your unused checks and debit cards from another financial institution.

Refer a friend.  If they open a new checking account they will get the gift and so will you!

Simply Free Checking

A free account for everyone!

  • No minimum balance
  • No monthly service charge

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge

50 Plus Interest Checking

A perfect account for customers 50 and over!

  • Free personalized basic check styles
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Premium Interest Checking

An account for those interested in higher Interest!

  • Free personalized basic check styles
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $8 monthly charge if minimum balance falls below $1,500

Minimum opening deposit is only $50. Ask us for Details. Bank Rules and regulations apply. Other fees such as Non-sufficient funds, overdraft, consecutive days overdraft fees, etc. may apply. See the fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; as us about our outstanding options for your business or organization.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days 0.75% 0.75%
182 Days 0.90% 0.90%
1 Year 1.39% 1.40%
2 Year 1.69% 1.70%
3 Year 1.79% 1.80%
4 Year 1.59% 1.60%
5 Year 1.99% 2.00%
Learn More

Rates are subject to change at any time.