FDIC-Insured - Backed by the full faith and credit of the U.S. Government
🚨 SCAM ALERT: Phone Calls Claiming to Be from Mutual Savings Association 🚨
We’ve been made aware that scammers are calling clients while spoofing our main phone number. The caller claims to be a Mutual Savings employee and may ask you to provide the last 4 digits of your card number, verify transactions, or click a link to change your username and password.
⚠️ Do not share personal information. Mutual Savings will never contact you to request your username, password, PIN, card number, or MFA (Multi Factor Authentication) code.
If you receive a suspicious call, text, or email: ✅ Hang up or delete it immediately. ✅ Contact our Deposit Support Department directly at 913-682-3491 if you have any concerns.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
| Account Name | Minimum Opening Deposit | Minimum Balance Required to Earn APY (a) | Interest Rate | APY (a) |
|---|---|---|---|---|
Account Name Simply Free Checking
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) N/A
| Interest Rate N/A
| APY (a) N/A
|
Account Name 50 Plus Interest Checking (b)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) N/A
| Interest Rate 0.10%
| APY (a) 0.10%
|
Account Name Direct Interest Checking (b)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) N/A
| Interest Rate 0.05%
| APY (a) 0.05%
|
Account Name Premium Interest Checking (b) (d)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) $0.00 to $1,499.99 $1,500.00 or more | Interest Rate 0.05% 0.15% | APY (a) 0.05% 0.15% |
Account Name Simply Free Business Checking | Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) N/A
| Interest Rate N/A
| APY (a) N/A
|
Account Name Business Interest Checking (b) (d) | Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) N/A
| Interest Rate 0.10%
| APY (a) 0.10%
|
Account Name HSA Checking (b)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) $100.00 to $249.99 $250.00 to $999.99 $1,000.00 to $4,999.99 $5,000.00 & Over | Interest Rate 0.05% 0.05% 0.05% 0.25% | APY (a) 0.05% 0.05% 0.05% 0.25% |
| Account Name | Minimum Opening Deposit | Minimum Balance Required to Earn APY (a) | Interest Rate | APY (a) |
|---|---|---|---|---|
Account Name 5-Star Money Market (b) (d)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) $0.00 to $4.999.99 $5,000.00 to $24,999.99 $25,000.00 to $249,999.99 $250,000.00 to $999,999.99 $1,000,000.00 and over | Interest Rate 0.15% 0.45% 1.74% 1.99% 2.38% | APY (a) 0.15% 0.45% 1.75% 2.00% 2.40% |
Account Name Member Savings Account (b) (d)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) $0.00 to $14,999.99 $15,000.00 & Over | Interest Rate 0.25% 0.50% | APY (a) 0.25% 0.50% |
Account Name CAP "Rainy Day Fund" (b) (d)
| Minimum Opening Deposit $500.00
| Minimum Balance Required to Earn APY (a) $500.00 & Over | Interest Rate 1.24%
| APY (a) 1.25%
|
Account Name Statement Savings IRA
($100 to $249) (b)
| Minimum Opening Deposit $50.00
| Minimum Balance Required to Earn APY (a) $100.00 to $249.99 $250.00 to $999.99 $1,000.00 & Over | Interest Rate 0.05% 0.05% 0.05% | APY (a) 0.05% 0.05% 0.05% |
| Account Name | Minimum Opening Deposit | Minimum Balance Required to Earn APY(a) | Interest Rate | APY(a) |
|---|---|---|---|---|
Account Name 91 Day Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 1.00%
| APY(a) 1.00%
|
Account Name 182 Day Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.23%
| APY(a) 2.25%
|
Account Name 1 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.23%
| APY(a) 2.25%
|
Account Name 2 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.97%
| APY(a) 3.00%
|
Account Name 3 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.48%
| APY(a) 2.50%
|
Account Name 4 Year Certificate * (with Rate Protection) (b) (e) (f) | Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.48%
| APY(a) 2.50%
|
Account Name 5 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 2.97%
| APY(a) 3.00%
|
| Account Name | Minimum Opening Deposit | Minimum Balance Required to Earn APY(a) | Interest Rate | APY(a) |
|---|---|---|---|---|
Account Name 91 Day Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.70%
| APY(a) 3.75%
|
Account Name 182 Day Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.70%
| APY(a) 3.75%
|
Account Name 1 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.70%
| APY(a) 3.75%
|
Account Name 2 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.45%
| APY(a) 3.50%
|
Account Name 3 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.21%
| APY(a) 3.25%
|
Account Name 4 Year Certificate * (with Rate Protection) (b) (e) (f) | Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.21%
| APY(a) 3.25%
|
Account Name 5 Year Certificate (e)
| Minimum Opening Deposit $ 2,000.00
| Minimum Balance Required to Earn APY(a) N/A
| Interest Rate 3.45%
| APY(a) 3.50%
|
a. APY refers to Annual Percentage Yield. Annual Percentage Yield assumes interest will remain on deposit.
b. The Interest Rate and Annual Percentage Yield (APY) may change after account opening.
c. Interest Rates and APYs are accurate as of the noted effective date and are subject to change without notice.
d. Fees and Service Charges can reduce the earnings on an account.
e. A penalty will be imposed for early withdrawal.
f. Rate Protection – This 4 year certificate offers maximum protection against fluctuating interest rates. If rates increase, you can adjust your rate up to the current rate offered for the remaining term of your CD….and you can adjust it up twice! Your rate can never go lower than the initial rate or the rate you have adjusted up to.