Individual Retirement Account

Individual Retirement Accounts (IRA)

At Mutual, we’re committed to helping you save for retirement by providing the investment products and information you need. Our expertise and several types of IRA’s will make planning for your retirement as simple as possible.

  • No administrative fees
  • Minimum opening of $200
  • Competitive interest rates
  • Breakeven Analysis can assist you in your decision making

An IRA is a powerful wealth-building tool everyone can take advantage of. We have the tools to assist you with;

  • Traditional-amounts deposited may be tax deductible
  • ROTH –amounts deposited are not tax deductible, but earnings are tax free
  • CESA-(Education IRA) -deposits are pre-tax and earnings are tax free

Talk with our Personal Banker to learn which plan is best for you.

*Consult your tax advisor regarding your tax needs.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days .85% .85%
182 Days 1.00% 1.00%
1 Year 1.29% 1.30%
2 Year 1.64% 1.65%
3 Year 1.89% 1.90%
4 Year 1.69% 1.70%
5 Year 2.18% 2.20%
Learn More

Rates are subject to change at any time.