Checking Accounts

Mutual Savings offers checking accounts that are tailored to meet your needs.

Enjoy Mutual’s optional services: 

  • Online Banking and Bill Pay
  • Bank by Phone
  • Overdraft Protection
  • eStatements
  • Direct Deposit
  • Money Express ATM/POS Cards
  • Visa Debit Cards

You can also reorder checks anytime using our secure Check Reorder Form.

Hometown Value Checking (Free Checking)

Make your budgeting and money management simple with a “HOMETOWN VALUE” checking account.

Write the checks you want–and never worry about a minimum balance or per check charges. Easy-to-read monthly statements make tracking your money a snap. Enjoy optional services:

  • No Minimum Balance
  • No Monthly Service Charges or Per Check Charges...EVER
  • Convenience of Check Safekeeping
  • **Minimum Opening deposit requirement $200

Senior Preferred Checking

If you’re 55 or over, we believe you deserve special treatment. Mutual’s “Senior Preferred” checking account pays competitive interest.

Your money will work as hard as you do in a Senior Preferred checking account.

  • First 20 checks written per statement cycle are free
  • 50% off your first Check Order
  • Free Bank (Official) Checks *
  • Free Notary Services
  • Free Telephone Transfers
  • * Note: Purchase of Official (Bank) Checks are limited to one (1) each month at no cost.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days .85% .85%
182 Days 1.00% 1.00%
1 Year 1.29% 1.30%
2 Year 1.74% 1.75%
3 Year 1.99% 2.00%
4 Year 1.79% 1.80%
5 Year 2.28% 2.30%
Learn More

Rates are subject to change at any time.