Breakeven Analysis

Do you know the two basic strategies to use when investing in CD’s?

When to use one and not the other?

If you could invest money for up to 5 years, which is the better option:

3 month CD at .30% APY or 5 year CD at 1.90% APY?

What do you need to know about interest rates and other factors to make the correct decision?

What is a Breakeven Analysis anyway?

These are the type of questions we can help you answer with confidence.  The result is better decision making and better long-term returns on your CD investments.

If you have 30 minutes to learn more, please give us a call.  We can show you how having Mutual as your “trusted local advisor” can pay big dividends and increase your peace of mind.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days .85% .85%
182 Days 1.00% 1.00%
1 Year 1.29% 1.30%
2 Year 1.64% 1.65%
3 Year 1.89% 1.90%
4 Year 1.69% 1.70%
5 Year 2.18% 2.20%
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Rates are subject to change at any time.