ATM/Visa Debit Cards

MSA ATM/Visa Debit Cards

If you have a checking account we have the Visa Debit card for you.  Use it for signature based transactions wherever Visa cards are accepted, and the funds come directly from your checking account. 

  • No Credit Balance…You can only access the money in your account
  • No card fees for signature based transactions
  • Works as an ATM debit card for PIN based transactions
  • $.15 per transaction fee for PIN based transactions
  • Foreign ATM fee of $1.50 for ATM withdrawals at NON-MSA ATM’s 

If you only have a savings account we have a card for you too.  The MSA ATM card can be used for any PIN based transactions.*

*All PIN based transactions have a $.15 fee per transaction and all foreign ATM transactions are subject to a $1.50 service charge.  Use of MSA ATMs are not subject to this charge.

ATM/Visa Debit Card Self Select PIN

System generated PIN’s can sometimes be hard to remember.  You can select your own unique PIN number for both our ATM card and our Visa Debit card.  You may change your PIN by calling 1-800-992-3808.

Visa Purchase Alerts
With near real-time alerts, you’ll receive updates on your Visa card activity through email alerts.


Through Visa Purchase Alerts, cardholders have the ability to:

•Closely monitor their Visa debit cards
•Check for unusual transaction activity and/or track spending levels immediately
•Take action at the first sign of potential fraud

How It Works

To receive Visa Purchase Alerts, cardholders can sign up on Once enrolled, cardholders can establish specific alert triggers.  Anytime a qualified Visa transaction takes place that meets the cardholder’s defined parameters, he or she receives an alert in seconds via email.

Triggers can include:

•Individual transaction amount thresholds
•International transactions
•Card-absent transactions, such as telephone or online orders

Click here to complete the 3 easy step enrollment process

Visa Account Updater

If it becomes necessary to reissue you a new card, the VISA account updater comes in to play.  Click here to see what you need to know about this automatic service and what you can do to stop it if you need to.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days .85% .85%
182 Days 1.00% 1.00%
1 Year 1.49% 1.50%
2 Year 1.79% 1.80%
3 Year 1.89% 1.90%
4 Year 1.69% 1.70%
5 Year 2.08% 2.10%
Learn More

Rates are subject to change at any time.